the friend who's
good with money.
You're not bad with money. You just never had anyone to teach you. Ray learns your exact situation, watches your money, and tells you what to do next. Right in your texts.
every money app shows you a chart, then leaves.
You don't need another dashboard of what you already spent. You need someone who tells you what to do next, and never makes you feel behind for asking.
it learns your whole situation, then makes it all fit.
Your income, your bills, the debt you're paying down, the goal you're saving for. Tell Ray once. It holds the whole picture and works out what clears when, so you're not doing the math at midnight.
the money questions you'd never say out loud.
No jargon. No judgment. Ray sees the real numbers, so the answer's real too.
it catches what slips, before it costs you.
The price hike. The forgotten subscription. The bill you didn't see coming. Ray flags it first, so money stops quietly leaking out.
if your money's there, ray can see it.
12,000+ banks, cards, and brokerages through Plaid. Chase, Amex, Robinhood, your credit union. Link them once, read-only, so Ray works with your real accounts, not estimates.
two minutes to set up. then you can stop carrying it alone.
link your accounts
Bank, cards, savings. All through Plaid, read-only. Takes about a minute.
let ray watch
Briefs, heads-ups, and a real answer whenever you ask, day or night.
Read-only, by design. Ray can see your money but literally can't move it, spend it, or transfer a cent. Connections run through Plaid, and your data lives in its own encrypted database.
start free. then $15 a month.
About the price of one streaming service, and Ray usually finds a couple of those to cut. Cancel anytime, no games.
Two of you? The couple plan is $20/mo. Early-member pricing locks in for life, but only while this week's spots last.
everyone deserves someone in their corner.
Your first brief lands tomorrow morning. Free to start.